From Index Barcelona, we want to keep our clients current on the real estate sector. That is why we have created a blog, where you can enter and solve many of your questions. Articles related to interior design, architecture, taxes, current market and many more ..
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DIFFERENCE BETWEEN FIXED AND VARIABLE MORTATGE
10 02 - 2018
The essential difference between a fixed and a variable mortgage is the monthly payment, which in fixed mortgages is the same throughout the life of the loan and in the variable, the opposite. If you look at the advertising of banks, variable mortgages are usually announced with formulas of the type " Euribor + x%". The Euribor is the reference index and the "x" is the credit differential, the benefit that the bank obtains by lending you this money, which will be the same throughout the entire mortgage. As the Euribor is evolving over time, the variable mortgages have annual or semi-annual reviews, according to the contract, in which the Euribor interest rate is updated . This leads to an increase or decrease in the monthly fee. On the contrary, fixed mortgages, as the name...
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The Catalonia Economy is growing up
16 06 - 2017
The Catalan economy begins the year without giving symptoms of exhaustion. According to the Department of Vice Presidency, Economy and Finance, during the first quarter of 2017, the pace of growth accelerated to 0.7%, after two quarters in which economic expansion had slowed to 0.5%. Growth, which was one tenth lower than that registered in Spain as a whole, was mainly due to a strong recovery in the construction sector and, although less than last year, in the industry. The Catalan government has also announced that it has raised 352 million euros in foreign investment last year, 10% more than last year, through its public agency ACCIÓ. IFrame Everything indicates that, if the economy continues to grow at this rate, the forecasts of the Catalan Government, which aim to...
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Home Staging
12 05 - 2017
When it comes to putting a home for sale, there are aspects that are especially important to take care of, especially in a time when the sale is so complicated. Therefore, more and more real estate agencies write a letter to their clients with advice on how to prepare the house before its commercialization. Every day it is more normal for real estate agents to advise their clients on the image and the feelings that must give the houses at the time of its commercialization. That is why it is becoming common for real estate companies to provide a letter with advice on how to prepare the house before the sale. Let's look at an example of the points that every real estate agent should make clear to the selling client: Houses dirty or with spots of humidity: cleaning is essential...
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